A student loan, also called an education loan, refers to money borrowed to finance an individual’s higher education. Student loans cover the cost of books, tuition fees, and accommodation while one is pursuing their higher studies.

Since they offer better interest rates than investment-grade bonds, high-yield bonds might be preferred by many investors. Due to this very quality of theirs, they are more likely to default as well.

Personal loans are a form of credit that can provide you money to cover any unexpected expenses. It is considered an excellent alternative to using a credit card which generally comes with a higher interest rate.

If you’re a pet parent or know someone who is, you’re also likely aware of the care that a pet needs. Pets have nutritional and health needs just like us, so it is advisable to sign up for pet insurance to help cover their medical costs or any additional costs of unforeseen veterinary emergencies.

Credit card rewards have always been sought after by cardholders. Usually, these rewards come in two categories: cashback rewards and points or miles rewards. With cashback cards, you can earn back a percentage of the money you spend on various transactions.

Small business loans are funds borrowed by small business owners from financial institutions like a bank to be repaid with interest. It is one of the most common ways of funding money for your business.

Have you been considering buying a house? Or have you already bought one? If either one of the question’s answer is yes, then another important aspect for you to consider is the mounting costs of repairs and replacement of appliances, systems, and the like.

Many of us have come across the term “refinancing” or the phrase “refinancing your mortgage,” but have you ever wondered, what is refinance mortgage? What is your understanding of refinancing your mortgage?